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Life Insurance

Whole Life Insurance

Terminal Illness Rider

Whole Life Insurance

 

Provides coverage for your entire life

Premiums never increase during ownership of your whole life policy

Builds cash and loan value

Term Life Insurance

Terminal Illness Rider

Whole Life Insurance

 

Provides coverage for a limited period of time

After that period, policyholders typically pay increased premiums to continue coverage

Usually less expensive than whole life insurance

Terminal Illness Rider

Terminal Illness Rider

Terminal Illness Rider

 The Accelerated Benefit pays 50% of the coverage face amount when the insured is diagnosed with a terminal illness and has a life expectancy of less than 12 months (24 months in IL, MA, and WA). The policy premiums remain the same after payment of the Accelerated Benefit to the insured and the beneficiary receives the remainder of the policy proceeds upon death of the insured. 

For all of your families needs

Final Expense Program

Final Expense Program

Final Expense Program

 With American Income Life’s Final Expense program, you can help your family pay the mortgage, pay off debt, plan your final arrangements, and more when the time comes.

Head Start Program

Final Expense Program

Final Expense Program

 With American Income Life’s Head Start program, you can give your loved one a head start on a lifetime of coverage – regardless of future health issues. 

Paycheck Protection

Final Expense Program

Paycheck Protection

With American Income Life’s Paycheck Protection program, you can continue to provide for your loved ones even after your gone.

supplemental health insurance

A71000 Accidental Coverage

CI10000 Critical Illness Coverage

A71000 Accidental Coverage

The thought of an accident taking the life of a loved one is very troubling. No matter what your age or circumstances, you or a family member could be a victim. Picture your family trying to make ends meet without your paycheck. Just as accidents happen in an instant, the lives of your loved ones are changed in that same instant.

AIL's A71

The thought of an accident taking the life of a loved one is very troubling. No matter what your age or circumstances, you or a family member could be a victim. Picture your family trying to make ends meet without your paycheck. Just as accidents happen in an instant, the lives of your loved ones are changed in that same instant.

AIL's A71000 Accident policy pays cash benefits for accidental injuries. The A71000 is guaranteed renewable and cannot be canceled as long as premiums are paid on time. This is an accident-only policy. Complete details of the benefits, terms, conditions, and exclusions of specific policies and availability should be obtained from the agent or American Income Life.

CNM Cancer Proctection

CI10000 Critical Illness Coverage

A71000 Accidental Coverage

 When cancer strikes, it shows no favoritism. Everyone is at risk. Medical advances have increased chances of survival, but surviving a cancer diagnosis often causes financial hardship for families whether the patient is the primary wage earner or another member of the family. The majority of working men and women don’t have the financial

 When cancer strikes, it shows no favoritism. Everyone is at risk. Medical advances have increased chances of survival, but surviving a cancer diagnosis often causes financial hardship for families whether the patient is the primary wage earner or another member of the family. The majority of working men and women don’t have the financial resources to survive while they are unable to work.* Our Supplemental Cancer plans may help offset the financial burden. Complete details of the benefits, terms, conditions, and exclusions of specific policies and availability should be obtained from the agent or American Income Life. 

CI10000 Critical Illness Coverage

CI10000 Critical Illness Coverage

CI10000 Critical Illness Coverage

 How would you handle a critical illness? Could you pay your bills and take care of your family financially if you were unable to work for weeks … or months? What is your risk of having a critical illness? With people living longer, they’re more likely to experience a critical illness like a heart attack or stroke. How would you pay deduc

 How would you handle a critical illness? Could you pay your bills and take care of your family financially if you were unable to work for weeks … or months? What is your risk of having a critical illness? With people living longer, they’re more likely to experience a critical illness like a heart attack or stroke. How would you pay deductibles, copayments, or coinsurance and other out-of-pocket medical expenses related to your illness? A critical illness policy can mean the difference between financial security and financial hardship. The benefit can help ease your financial burden and lessen your worry. Complete details of the benefits, terms, conditions, and exclusions of specific policies and availability should be obtained from the agent or American Income Life. 

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